Prepaid Credit Card Germany

Traveling to Germany – the country with the largest national economy? Having a prepaid credit card helps you conveniently manage your finances here. While exploring the rich history, colorful architecture, and landscapes of Germany, prepaid credit card Germany offers you easy and fast contactless payments. It can also help you with online transactions and even minimizes the risk of fraud.

Cash has been king in Germany for long, but the country has observed a steady increase in credit card payments now. Prepaid debit card in Germany is widely accepted now in big department stores and supermarkets.

Germany prepaid credit card comes with various benefits. So, open a German bank account and get a credit card to avail all the accompanying benefits. To open a bank account, you require these documents:

• National identity proof or your passport
• Registration proof
• Student registration for students
• Some banks can also ask for income proof

A linked bank account is not vital to get a prepaid credit card. But having it will prove beneficial to you, especially when you are staying in Germany for an extended time.

List of prepaid credit card providers in Germany

All these banks and prepaid credit card providers offer different banking options at different prices. Comparing the specifications of each bank and credit card can be time-consuming. Are you wondering which bank offers the best deals or the best connection? We have listed the most reliable banks and fin-tech companies below while using the following criteria:

✓ English speaking customer service
✓ Best value for money
✓ Clear contracts (no hidden costs)
✓ Flexible contracts
✓ Fast delivery
✓ Different banking options

Credit card provider	Specifications
	1 Barcelycard is the most used credit card in Germany – accepted almost everywhere – low withdrawal costs and no hidden fees! ✓ Most used card in Germany ✓ Widely accepted credit card ✓ Low annual card contribution ✓ Low cash withdrawal costs ✓ No hidden fees	Visit BarclayCard.de
	1 WorldVisa is widely accepted within Germany. Great customer service and withdrawel fees ✓ Has a Viscard partnership ✓ Withdraw cash abroad free of charge ✓ No new checking account required ✘  Is no card supplier	Visit VisaWorldcard.de
	1 Works only with Bank account – English platform – Free creditcard. Short onboarding ✓ English speaking customer service ✓ Free creditcard ✓ Clear Savings account ✓ Flexible contracts ✓ Clear contracts (no hidden costs) ✓ Fair credit rate ✘  Checking account required	Visit N26.de
	1 Works only with Bank account – Free worldwide withdrawals and Free credit card ✓ Neo bank (low-costs) ✓ Low Fees ✓ English website ✓ No withdrawal fees ✘  Checking account required	Visit DKB.de

Best prepaid credit card Germany

Mastercard via N26 bank is the best card for expats in Germany that is accepted worldwide. Your online payments are fully secured, with the extra 3D Secure security layer. If you ever lose the prepaid card, you can effortlessly lock it from the Spaces app and reorder it.

With secure fingerprint identification, you can easily log into your N26 account. The instant push notifications after every transaction keep you up-to-date with your account activity.

Advantages of prepaid credit cards

Whenever you make any payment with a credit card, you are borrowing that amount, and you need to pay off that credit. But a prepaid credit card is quite different from the normal credit card. It is a cost-effective cash alternative. When you use the prepaid card, you already have money on your Maestro prepaid card and can spend till that balance reaches zero. After that, the prepaid cards Germany needs to be funded again.

Though prepaid credit card Germany is not the same as normal credit cards, it needs to follow the regulations of other credit cards.

Advantages of prepaid credit cards:

• No credit checks are done while issuing a prepaid Mastercard Germany
• Pay your bills with prepaid visa card Germany
• You can manage your money conveniently
• Better theft and loss protections
• Eliminates the risk of overspending
• Rewards for referring prepaid Maestro card Germany to other customers

Tips and tricks

If you are using a regular credit card, your borrowed money gets deducted from the linked bank account, or you can even receive an invoice for your spendings. Here switching to a prepaid credit card is the best option for doing cashless transactions.

Switching to your preferred provider is very easy. You only need to register with them and prove your identity with a valid ID-card or passport.

But before switching to your preferred provider, it is vital to do thorough research. Compare the different providers and consider various parameters like spending limit and worldwide accessibility. Also, search whether your payments done with the credit card are fully secured.

FAQ about prepaid credit cards in Germany